Pre-Qualification
By
telephone or in person, getting “pre-qualified” is a 3-5 minute process where we give you an estimated loan amount
and payment you can qualify for.
Pre-Approval
Pre-approval
means that you actually go through the process of applying for a loan to purchase a home. You can do this even though you
have not yet identified a house or entered into a purchase contract. Your application will be reviewed by an underwriter and
you will be approved subject to purchase contract and appraisal.
Pre-approval removes any doubt about obtaining financing
after you find a home. It also improves your bargaining position because you will be making an offer that does not have a
financing contingency, similar to an “all-cash offer.”
Instant Fax Back Service
Faxback
is an easy way to have loan application documents and information faxed directly to you. Using our voicemail system,
select option #2 from the main menu, then follow the directions. To get started, order document #100, which is a menu
of available documents.
Faxback makes ordering
• a loan application
• information about the different types
of loans we offer
• worksheets to help you determine how much you can qualify
for
• and much, much more …
as easy and convenient as dialing your
telephone!
Our Faxback service is another example of how at Tucson
Mortgage we are always working to make the loan application process easier for you.